By filling out the form above I consent to receive phone sales calls and text messages - Msg and data rates may apply - from creditscvs and our partners over the phone I provided even if I am on a DNC list state or federal. I understand these calls may be generated using a dialer system and may contain pre-recorded messages and that consenting is not required to participate in the offer. For SMS message campaign a test of STOP can discontinue your usage our system. Msg & data rates may apply. Not all of our customers are able to complete their program for various reasons. Estimates are based on industry averages and vary depending on individual circumstances. There is no guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Further, we do not assume your debts, nor do we make any payments to creditors or provide tax, bankruptcy, accounting or legal advice or provide credit repair services. It is your responsibility to fully understand the terms of your contract and the debt settlement service. You should contact legal and tax professionals to discuss potential consequences of less than full balance debt resolution. The use of debt settlement services may adversely affect your creditworthiness, could result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account agreed to in your contract, including all accrued fees and interest. creditscvs is a front-end service provider. creditscvs nor it's back end servicer will receive any fees for debt settlement services until the terms of your debt have been altered with one or more of your creditors.